What do you call a broke Santa?
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Saint nickel less.
This joke is a play on words, combining the name “Saint Nicholas,” another name for Santa Claus, with the phrase “nickel less,” which implies having no money (being “broke”). “Saint Nicholas” is traditionally associated with the generous and gift-giving figure of Santa Claus. The term “nickel” in “nickel less” refers to a small amount of money (a five-cent coin in the United States). Thus, the phrase “Saint nickel less” humorously suggests a Santa who has no money, or is “broke.”
Kris Kringle-down-on-his-luck.
Santa Claustrapped-in-debt.